In terms of specs this phone is very similar to the N95,but the subtle diferences make it worth the upgrade. The accelorometer in the phone means that your screen auto rotates when you turn the phone to view pics and the camera is a world away from the one of the N95,although it uses the same lense it takes pictures far more quickly and the flash is also a big improvement.The sound quality from the inbuilt speekers isnt too bad and the 3.5mm headphone jack is a very useful feature,combined with the 16gb inbuilt memory makes it a briliant mp3 player.
Transfering files is quick and simple.
However there are a few minor issues with the phone,nokia have changed from the standard mini usb back to a unique nokia one,fine if you only use it on your own pc but means you have to remeber to take the data cable with you.Also the navi wheel(scroll wheel like on an ipod) has been disabled,which is a bit dissapointing.
Overall im very happy with the N96 and if youre lookin for a top end phone thats not by apple then this is probably the one for you