I bought this phone recently and must say I'm lovin it!
It does everything I need and more. I love the walkman feature and the fm radio. Others have said the headphones are rubbish but I find them ok with good quality audio. The fit is reasonably comfortable, but I wouldn't want to wear them all day.
The camera is good, but I havent tried downdoading the photos yet.
The step counter is handy (as long as you have the phone in your pocket rather than sat on your desk!).
I really like the organiser with its ability to set a recurrent weekly or monthly appointment. I haven't found how to change the ringtone on the calendar alerts yet, by default they are quite easy to miss with a little bleep. There are 5 alarm settings which i find handy.
I haven't used internet, bluetooth or usb yet so I can't comment there. I have used infrared which worked fine.
Cons: It could do with being a little smaller. As a flip phone it is rather bulky. The battery life was rather less than I expected but not dire. The outer screen doesn't just dim after a few secs, it goes off completely which is good for battery life, but i would have liked to have used the outer screen at a glance to show time, missed calls, status etc without compromising battery life.
I would recommend this phone as it has a variety of features and is a good flip all-rounder.